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New Life Certificate Rule for Family Pension: Both Parents Must Submit Annually, Says DoPPW

The Department of Pension & Pensioners’ Welfare (DoPPW), Government of India, has issued a critical clarification regarding the submission of life certificates for parents receiving enhanced family pension under the CCS (EOP) Rules, 1939/2023. This update affects thousands of pensioners and aims to ensure accurate pension payments while preventing overpayment.

Under the new guideline, both parents must submit separate life certificates every year to continue receiving the enhanced rate of family pension. Previously, there was no requirement for both parents to submit certificates, which sometimes led to overpayments.

New Life Certificate Rule for Family Pension: Both Parents Must Submit Annually, Says DoPPW

Understanding Enhanced Family Pension for Parents

Family pension is provided to the parents of a deceased government servant if there are no surviving eligible children or spouse. The CCS (EOP) Rules, 2023, Rule 12(5) defines the rates as follows:

  • 75% of family pension if both parents are alive.

  • 60% of family pension if only one parent survives.

Importantly, this pension is provided irrespective of other sources of income of the parents.

Why the Change Was Needed

Previously, parents could continue receiving the enhanced rate of family pension even after the death of one parent because there was no system to verify the survival of both parents.

The DoPPW noted:

“Presently, there is no provision for submission of Life Certificates by both the parents in CCS (Pension) Rules for receiving family pension at the enhanced rate.”

This gap sometimes caused overpayment and administrative errors.

The New Requirement

According to the new directive:

  • Both parents must submit their life certificates every year to continue receiving the enhanced family pension.

  • This measure ensures that pension payments reflect the current status of surviving parents.

The memorandum clarifies:

“Life Certificates in the cases as referred above will be submitted by both the parents every year to avoid the overpayment in case of demise of one of the parents.”

This ensures that only the right amount of pension is paid to eligible parents.

Impact on Pensioners

The new rule affects pensioners in the following ways:

  1. Annual submission required: Certificates must be submitted every year.

  2. Separate certificates: Both parents must submit individual life certificates.

  3. Pension continuity: Failure to submit certificates may result in temporary suspension of payments until verification.

The DoPPW has urged all concerned authorities to widely publicize this change to ensure compliance.

How to Submit Life Certificates

Physical Submission

Pensioners can submit their life certificates at their Pension Disbursing Agency, which may include:

  • Banks

  • Post Offices

  • Government pension offices

Digital Submission

The government also allows online submission through Jeevan Pramaan:

  • Secure biometric verification

  • Convenient from home

  • Instant confirmation

Digital submission is particularly helpful for senior citizens who may face mobility challenges.

Key Dates

  • Final submission date: November 30 each year.

  • Consequence of missing the deadline: Pension payments may be temporarily suspended from December until verification is complete.

Timely submission ensures uninterrupted pension.

Tips for Pensioners

  1. Keep identity and pension documents ready.

  2. Submit certificates well before November 30 to avoid delays.

  3. Verify receipt with the pension disbursing agency.

  4. Use the digital Jeevan Pramaan system for safety and convenience.

Frequently Asked Questions

Q1: What if only one parent submits the certificate?

  • The enhanced rate (75%) will not continue. Pensions will be revised according to the surviving parent.

Q2: Can certificates be submitted after November 30?

  • Yes, but pension payments may be temporarily suspended until verified.

Q3: Does this apply to all family pensions?

  • No, this specifically applies to parents receiving enhanced family pension under CCS (EOP) Rules, 1939/2023.

Conclusion

The DoPPW’s clarification on life certificate submission for family pensions ensures accuracy, transparency, and fairness. By requiring both parents to submit their certificates annually, the government prevents overpayment and ensures that pensioners receive the correct entitlement.

Pensioners must take note of the November 30 deadline and submit certificates either physically or digitally. Compliance with this rule will ensure smooth and uninterrupted payment of family pensions, supporting parents who rely on this essential financial benefit.

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