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How to Verify Property Legality Before Buying – Avoid Scams and Legal Issues

Buying a property is a significant investment, and any mistake in verifying its legality can lead to severe financial and legal troubles. With rising real estate fraud cases, it is crucial to check whether a property is legally valid before purchasing it. This guide will help you understand the essential documents to verify and how to ensure that your investment is safe. 1. Why Property Verification Is Important? Real estate frauds, disputed properties, and illegal constructions are common issues in property transactions. To avoid such risks, a thorough verification of legal documents is necessary. Proper verification ensures: The seller has the legal right to sell the property. The property is free from legal disputes and financial liabilities. All government approvals and clearances are in place. 2. Essential Documents to Check Before Buying Property (i) Title Deed Verification A title deed is the most crucial document proving ownership of the property. Before finalizing a deal, ...
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NSC Scheme: 5 साल बाद मिलेंगे ₹2,36,758 रूपये सिर्फ इतने जमा करने पर

पोस्ट ऑफिस की नेशनल सेविंग सर्टिफिकेट (NSC) एक ऐसी योजना है, जो पूरी तरह से सुरक्षित और गारंटीड रिटर्न देने वाली होती है। अगर आप निवेश करने का सोच रहे हैं और आपको सुरक्षित और फिक्स रिटर्न चाहिए तो यह स्कीम आपके लिए आदर्श है। इस योजना के तहत आप कम से कम ₹1000 का निवेश करके आसानी से अच्छा रिटर्न पा सकते हैं। इस आर्टिकल में हम आपको बताएंगे कि पोस्ट ऑफिस की NSC Scheme कैसे काम करती है, इसमें निवेश करने के फायदे क्या हैं, और यदि आप ₹7 लाख का निवेश करते हैं, तो आपको कितनी राशि मेच्योरिटी पर मिल सकती है। पोस्ट ऑफिस एनएससी स्कीम क्या है? नेशनल सेविंग सर्टिफिकेट (NSC) एक बहुत ही लोकप्रिय और सुरक्षित निवेश विकल्प है, जिसे भारतीय पोस्ट ऑफिस द्वारा चलाया जाता है। यह योजना उन लोगों के लिए बेहतरीन है जो अपनी पूंजी को सुरक्षित रखते हुए अच्छे रिटर्न की उम्मीद रखते हैं। इसमें आपको एक तय ब्याज दर पर रिटर्न मिलता है, जो सरकार द्वारा गारंटीड होता है। यह एक लंबी अवधि के लिए निवेश होता है, जो आपके पैसे को सुरक्षित रखते हुए उसे बढ़ाता है। पोस्ट ऑफिस NSC Scheme की विशेषताएँ न्यूनतम निवेश : इस स्कीम में...

What Happens to Your Property After a 99-Year Lease Ends? Know the Rules

A lease, or leased property, is usually valid for a period ranging from 30 to 99 years. Residential flats are typically leased for 90 to 99 years. When a builder sells a flat under a lease agreement, the buyer retains ownership of the flat only until the lease remains valid. Various laws and regulations govern property ownership. The house or flat you currently live in is either freehold or leasehold. In cities like Noida, Greater Noida, Gurugram, and Ghaziabad, most flats are sold on a leasehold basis. Many flat buyers are unaware that their property is on lease. Even more concerning is that they do not know what happens to their flat once the lease expires. In this article, we will address this crucial question and understand what happens to your flat after the lease period ends. What Happens to Your Property After the Lease Ends? A lease for a residential flat generally lasts between 90 and 99 years. When a builder sells a flat under a lease agreement, the buyer retains ownership...

Recognizing Visionaries in Nation Building: Artist Press Publication House Presents the Dr. APJ Abdul Kalam Memorial Award

In an effort to celebrate individuals whose work contributes to national development, Artist Press Publication House proudly presents the Dr. APJ Abdul Kalam Memorial Award. This prestigious honor recognizes luminaries from various fields—including literature, art, social service, and public welfare—who embody the values of innovation, integrity, and progress. By acknowledging their contributions, this award seeks to inspire others to dedicate themselves to the betterment of society. Remembering Dr. APJ Abdul Kalam’s Legacy Dr. APJ Abdul Kalam, the 11th President of India, was a visionary leader, scientist, and educator. His relentless pursuit of scientific advancements, particularly in aerospace and missile technology, cemented his reputation as the 'Missile Man of India.' However, his influence extended far beyond technology. Dr. Kalam was a passionate advocate for youth empowerment, education, and national service. His dream of a self-reliant and progressive India remains ...

Building a House on Agricultural Land: Rules, Process, and Key Considerations

With rising urban congestion and increasing land prices, many people are considering moving to rural areas and building homes on agricultural land. However, before making such a decision, it is crucial to understand the legal aspects. Constructing a house on farmland without following the proper legal process can result in severe penalties, including demolition of the structure. What is Agricultural Land? Agricultural land is any piece of land designated for farming activities, including growing crops, maintaining pastures, and other agricultural purposes. Governments protect these lands to ensure food security and sustainable farming practices. While you may legally own agricultural land, using it for non-agricultural purposes, such as building a house, is not permitted without proper approval from local authorities. Can You Build a House on Agricultural Land? Yes, you can build a house on agricultural land, but only after converting it to residential land through a legal proce...

Property Registration : रजिस्ट्री कराने पर कितना लगेगा चार्ज, प्रोपर्टी खरीदने वाले जान लें कैसे तय होता है शुल्क

आज के समय में प्रॉपर्टी की कीमतें लगातार बढ़ती जा रही हैं। इसके बावजूद लोग जमीन, मकान, दुकान और अन्य संपत्तियों की खरीद-बिक्री में रुचि दिखा रहे हैं। लेकिन क्या आप जानते हैं कि प्रॉपर्टी की रजिस्ट्री करवाना क्यों जरूरी है? जब कोई संपत्ति एक व्यक्ति से दूसरे व्यक्ति के नाम ट्रांसफर होती है, तो इसे कानूनी रूप देने के लिए रजिस्ट्री कराना आवश्यक होता है। यह प्रक्रिया सरकार के द्वारा निर्धारित शुल्क के आधार पर की जाती है। इस शुल्क में स्टांप ड्यूटी और रजिस्ट्रेशन फीस शामिल होती है। रजिस्ट्री के लिए आवश्यक दस्तावेज बिक्री अनुबंध (Sale Agreement) पहचान पत्र (Identity Proof) – आधार कार्ड, पैन कार्ड आदि। संपत्ति से संबंधित दस्तावेज (Property Papers) – पिछले मालिक की रजिस्ट्री कॉपी। सर्किल रेट का प्रमाण पत्र (Circle Rate Certificate) पैन कार्ड (PAN Card) खरीदार और विक्रेता के पासपोर्ट साइज फोटो संपत्ति कर की रसीद (Property Tax Receipt) नक्शा (Map) और अनुमोदन प्रमाण पत्र (Approval Certificate) (यदि आवश्यक हो) रजिस्ट्री के लिए शुल्क कैसे तय होता है? प्रॉपर्टी रजिस्...

Important News for Tenants: Must Include These 8 Clauses in Your Rent Agreement

When people move out of their hometowns for jobs, studies, or other reasons, they often rent a house. To avoid legal issues while renting, it is essential to have a rent agreement. This legal document outlines the rights and responsibilities of both the landlord and the tenant. If necessary clauses are not included, tenants may face several problems in the future. In this article, we discuss eight crucial clauses that must be included in a rent agreement. 1. Security Deposit Landlords take a security deposit from tenants to cover any potential damages to the property. It is essential that the rent agreement clearly states the deposit amount and whether it will be refunded upon vacating the property. Additionally, it should specify how deductions will be made in case of any damages. 2. Lock-in Period and Termination Rules Some landlords include a lock-in period in the rent agreement, which means the tenant must stay for a fixed duration. If the tenant leaves before this period ends,...

Flat Secretary's Limitations – Know Your Rights!

Living in a housing society offers convenience and security, but it also requires proper governance. A society’s management is overseen by a committee, with the secretary playing a key role in administration. However, secretaries sometimes exceed their authority, leading to disputes. Indian law defines clear limitations on a society secretary’s powers. Here’s what they cannot do and what your legal rights are. 1. Can a Secretary Deny You Entry to Your Own Home? No. Under the Maharashtra Cooperative Societies Act, 1960, and similar state laws, a secretary cannot prevent you or your family from entering your flat. Entry restrictions can only be enforced through a legal court order. If denied entry, you can report it to the police. 2. Can a Secretary Restrict Tenant Rights? No. The Model Tenancy Act and other rental laws protect tenants. Once a flat is legally rented out, the secretary cannot interfere with their residence or movement. 3. Can a Secretary Increase Maintenance Charges ...