Trailblazing Entrepreneur

The Public Provident Fund (PPF) is one of India’s most trusted and popular long-term savings schemes. Backed by the Government of India , PPF is known for its safety, stable returns, and attractive tax benefits. It is especially favored by salaried individuals and conservative investors who want to build a secure retirement corpus without worrying about market risks. But with such strong benefits, a common question arises: Can an individual open more than one PPF account at the same time? Many people assume that opening multiple accounts in different banks might help them invest more or earn higher returns. However, government rules around PPF are very clear on this matter. Let’s break it down. What Is a PPF Account? A PPF account is a long-term investment scheme with a lock-in period of 15 years . Every financial year, an individual can invest: Minimum: ₹500 Maximum: ₹1.5 lakh The amount you invest earns interest every year, and the final maturity amount is completely tax-free . ...

दुनिया भर में पेट्रोल की कीमतें पिछले एक दशक में तेज़ी से बढ़ी हैं। कच्चे तेल के सीमित होते भंडार, मध्य-पूर्व में संघर्ष, रूस-यूक्रेन युद्ध, वैश्विक बाजारों में अनिश्चितता और बढ़ते टैक्स—इन सबका सीधा असर आम लोगों की जेब पर पड़ा है। भारत जैसे देशों में तो पेट्रोल ₹100 प्रति लीटर से ऊपर बिक रहा है, जो मध्यम वर्ग और गरीब परिवारों के लिए एक बड़ी चुनौती बन चुका है। लेकिन क्या आप जानते हैं कि दुनिया में एक ऐसा देश भी है जहाँ पेट्रोल की कीमत ₹3 प्रति लीटर से भी कम है? यह सुनकर हैरानी होना स्वाभाविक है। आइए, समझते हैं कि यह कैसे संभव है और वह देश कौन-सा है। 🌍 दुनिया भर में पेट्रोल की कीमतें इतनी अलग-अलग क्यों हैं? पेट्रोल की कीमत हर देश में एक जैसी नहीं होती। इसके पीछे कई अहम कारण होते हैं: 1️⃣ सरकारी सब्सिडी कुछ देश पेट्रोल पर भारी सब्सिडी देते हैं। यानी सरकार पेट्रोल की असली कीमत का बड़ा हिस्सा खुद वहन करती है ताकि जनता को सस्ता ईंधन मिल सके। 2️⃣ तेल का घरेलू उत्पादन जिन देशों के पास खुद के बड़े तेल भंडार होते हैं, उन्हें कच्चा तेल आयात नहीं करना पड़ता। इससे लागत बहुत कम हो जाती है। 3️⃣ टै...

In times of financial need, choosing the right loan can make a big difference to your overall financial health. While options like personal loans, credit cards, or gold loans are easily available, they often come with high interest rates and strict repayment conditions. However, if you already have money parked safely in a Fixed Deposit (FD), there is a much smarter and cheaper alternative— loan against Fixed Deposit . India’s largest public sector bank, State Bank of India , offers a Loan Against Time Deposit facility that allows customers to borrow funds without prematurely closing their FD. This loan is affordable, flexible, and easy to avail, making it one of the most practical borrowing options. In this article, we explain in detail how much money SBI customers can borrow against their FD, the interest rate charged, eligibility conditions, application channels, and repayment rules. What Is a Loan Against Fixed Deposit? A loan against Fixed Deposit is a secured loan where your FD...

Rice is not just food in India—it is tradition, comfort, and daily life. From a simple bowl of steamed rice with dal to festive biryanis and pulao, rice finds a place on almost every Indian dining table. Because it is such a common staple, most of us associate rice with affordability. A few kilograms from the local market rarely cost more than a family meal at a restaurant. But what if one kilogram of rice cost as much as a new smartphone—or even more? Yes, such rice exists. Hidden in the world of gourmet foods is a variety so exclusive, so carefully prepared, and so limited in supply that its price leaves people stunned. This rice is not meant for everyday meals. It is treated like a luxury gift, a symbol of refinement and craftsmanship. Let us explore the fascinating story of the world’s most expensive rice and understand why its price runs into thousands of rupees per kilogram. Which Is the World’s Most Expensive Rice? According to CNN , Japan’s Kinmemai Premium rice was officiall...

In the quiet corners of every household, behind closed doors, there exists a world of unspoken emotions, silent sacrifices, and hidden stories. घर-घर की अनकही कहानी ( The Unspoken Story of Every Home ) by Alka Kumari (Alka Mishra Minky) , published by Authors Click Publishing, offers readers a sensitive exploration of these very narratives. Released on 27 January 2026 , this first edition paperback spans 128 pages , presenting a poignant journey into the emotional fabric of Indian homes. The title itself captures the essence of the book: the emotions we conceal, the dreams we quietly set aside, the pain that remains invisible, and the strength that often goes unnoticed. Through her reflective and heartfelt prose, Alka Mishra Minky gives voice to these experiences, inviting readers to connect with their own homes in a profound way. Book Details at a Glance Title: घर-घर की अनकही कहानी Author: Alka Mishra (Minky) Publisher: Authors Click Publishing Publication Date: 27 January 2026 ...

Some books do more than tell a story — they create a space for readers to feel, reflect, and pause. Likha Nahi Gaya लिखा नहीं गया by Alka Mishra (Minky) is one such rare gem. Loosely translated as “Not Written,”u this Hindi literary work invites readers to explore the emotions, silences, and inner truths that often remain hidden in daily life. Released on 22 December 2025 by Chyren Publication in a comfortable B5 format, this book is a quiet revolution in reflective literature. A Voice Rooted in Experience Alka Mishra, known fondly as Minky, has always been drawn to the subtleties of life — the moments we feel but rarely express. Her writing blurs the lines between prose and poetry, creating passages that are meditative, lyrical, and deeply personal. Instead of following a traditional plot, Minky captures the inner landscapes of thought, memory, and emotion, giving readers a mirror to their own experiences. Her words are gentle yet profound, offering insight without judgment, reflecti...

भारत के तेजी से बढ़ते महानगरों और टियर-1 शहरों में घर या फ्लैट खरीदना केवल सपना नहीं, बल्कि निवेश का एक जरिया भी है। कई गृहस्वामी ऐसा सोचकर संपत्ति खरीदते हैं कि उन्हें हर महीने किराए के रूप में अतिरिक्त आय मिल सके। लेकिन इस प्रक्रिया में कई कानूनी सवाल उठते हैं: अगर आपने अपना फ्लैट किराए पर दिया है, तो क्या आप अभी भी भारतीय कानून के तहत “ग्राहक” माने जाएंगे? क्या बिल्डर यह दावा कर सकते हैं कि आपकी खरीद व्यवसायिक उद्देश्य से हुई है और इसलिए आप उपभोक्ता संरक्षण का लाभ नहीं ले सकते? हाल ही में, भारत के सर्वोच्च न्यायालय ने इस महत्वपूर्ण सवाल पर फैसला सुनाकर लाखों घर खरीददारों के लिए राहत प्रदान की है। संदर्भ: संपत्ति खरीदना बनाम किराए पर देना शहरी निवासियों के लिए फ्लैट या अपार्टमेंट में निवेश का उद्देश्य अक्सर दोहरा होता है: एक तो अपना घर होना और दूसरा, किराए से आय प्राप्त करना। हालांकि, कुछ बिल्डर यह तर्क देते रहे हैं कि अगर फ्लैट किराए पर दिया गया है, तो खरीदार अब “ग्राहक” नहीं माना जा सकता। उनका कहना है कि ऐसी खरीदारी का मुख्य उद्देश्य व्यवसायिक है और इसलिए खरीदार को उपभोक्ता संरक्षण...