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प्रोफेशनल टैक्स समझिए: कौन देता है, किन राज्यों में लगता है और क्या यह आपके CTC को प्रभावित करता है?

भारत में कर (Tax) हमारी रोज़मर्रा की ज़िंदगी का हिस्सा हैं। चाहे आप सामान खरीदें, नौकरी करें या अपना व्यवसाय चलाएँ—किसी न किसी रूप में टैक्स देना पड़ता है। हम अक्सर इनकम टैक्स और GST के बारे में सुनते हैं, लेकिन एक टैक्स ऐसा भी है जो चुपचाप हर महीने सैलरी से कट जाता है और कई लोगों को ठीक से समझ में नहीं आता— प्रोफेशनल टैक्स । बहुत से कर्मचारियों की सैलरी स्लिप में यह कटौती दिखती है और सवाल उठते हैं— यह टैक्स क्यों कट रहा है? कौन देता है? क्या यह CTC का हिस्सा है? इस लेख में हम प्रोफेशनल टैक्स को समझेंगे। प्रोफेशनल टैक्स क्या है? प्रोफेशनल टैक्स एक प्रत्यक्ष कर (Direct Tax) है, जिसे राज्य सरकारें उन लोगों पर लगाती हैं जो नौकरी, पेशा, व्यापार या व्यवसाय से आय अर्जित करते हैं। नाम से भले ही लगे कि यह सिर्फ डॉक्टर या वकीलों पर लागू होता है, लेकिन वास्तव में यह टैक्स निम्न पर लागू हो सकता है: वेतनभोगी कर्मचारी स्व-रोज़गार (Self-employed) लोग व्यापारी और व्यवसायी विभिन्न क्षेत्रों के प्रोफेशनल्स वेतनभोगी कर्मचारियों के लिए यह टैक्स नियोक्ता (Employer) सैलरी से काटकर राज्य सरकार को जम...

Gold Jewellery Missing from a Bank Locker? Here’s the Maximum Compensation You Can Claim

Bank lockers are considered one of the safest places to store valuable belongings such as gold jewellery, coins, important documents, and family heirlooms. In India, millions of people rely on bank lockers because banks offer controlled access, surveillance systems, and strict operating procedures. However, a crucial question often arises: what happens if gold jewellery kept inside a bank locker goes missing? Is the bank responsible for the loss? How much compensation can a customer actually receive? What do RBI rules clearly say about this situation? This article explains the complete picture, so customers can understand their rights and limitations. Why Do People Trust Bank Lockers? Bank lockers are designed to reduce the risk of theft and unauthorized access. Some common security features include: Restricted entry to locker rooms Dual-key mechanism (customer key and bank’s master key) CCTV surveillance Limited operating hours Record of every locker operation Because of these measure...

Inside Mohan Mahal: Step Into India’s First No-Electricity Restaurant Where Thousands of Mirrors Glow Only by Candlelight

In a world filled with LED lights, digital screens, and constant notifications, true silence and softness have become rare luxuries. But hidden inside the grand walls of Jaipur’s royal hospitality scene is a place that takes you centuries back in time—where light does not come from switches, but from flames. Welcome to Mohan Mahal , India’s first zero-electricity restaurant. Located inside The Leela Palace Jaipur , this extraordinary dining space has quickly become one of the most talked-about experiences in the country. With more than 3,50,000 mirrors and only candles for illumination , Mohan Mahal is not just a restaurant—it is a living time capsule of royal Rajasthan. A Restaurant That Dares to Switch Off Electricity At a time when ambience is usually created with spotlights and mood lamps, Mohan Mahal makes a bold promise: no electricity in the dining area at all . There are no bulbs, no LEDs, no hidden fixtures. As evening sets in, hundreds of candles are lit by hand, and the mag...

Adv. Harjeet Kaur: Building a Global Blueprint for Law, Technology, and Social Conscience

In a rapidly changing world where artificial intelligence, law, and social responsibility are deeply intertwined, Adv. Harjeet Kaur has emerged as a powerful voice of balance and vision. She represents a new generation of legal scholars who do not limit themselves to courtrooms or classrooms, but actively engage with society, technology, governance, and humanitarian causes. Her work reflects a rare integration of academic depth, ethical thinking, and civic action at a global level. A Multidimensional Global Professional Adv. Harjeet Kaur is an international legal scholar, social impact writer, and policy-engaged academic whose work lies at the intersection of artificial intelligence, juvenile justice, gender reform, and global civic responsibility. Her professional journey is not defined by a single discipline. Instead, it spans law, technology, literature, public policy, and humanitarian advocacy. What makes her profile distinctive is her ability to connect complex legal and technolo...

एक ऐसा गाँव जहाँ लोग लंबी उम्र के लिए ताबूत में सोते हैं! यह अजीब परंपरा आपको चौंका देगी

एक ऐसी दुनिया में जहाँ लोग जवानी बनाए रखने के लिए महंगी क्रीम, योग रिट्रीट और वेलनेस थेरेपी पर हजारों रुपये खर्च करते हैं, वहीं एक छोटा-सा गाँव है जिसने लंबी और बेहतर ज़िंदगी जीने का बिल्कुल अलग रास्ता चुना है। यह तरीका इतना अजीब है कि पहली बार सुनने पर किसी डरावनी फिल्म की कहानी लगता है। यहाँ के लोग ताबूत में सोते हैं। हाँ—ताबूत में। हर रात। वे मरे नहीं हैं, न ही किसी डर या अंधविश्वास के कारण ऐसा करते हैं। उनका मानना है कि यह आदत उन्हें ज़्यादा जागरूक, अनुशासित और जीवन के प्रति कृतज्ञ बनाती है—और शायद इसी वजह से वे ज़्यादा स्वस्थ और लंबा जीवन जीते हैं। “यह हमें याद दिलाता है कि जीवन अनमोल है” जब आप गाँव के किसी निवासी से पूछते हैं कि वे ताबूत में क्यों सोते हैं, तो जवाब डरावना नहीं बल्कि गहरा और शांत होता है। “यह मौत के बारे में नहीं है,” एक बुज़ुर्ग कहते हैं। “यह जीवन की कीमत समझने के बारे में है।” गाँव वालों का मानना है कि हर दिन मौत का सामना करना—भले ही प्रतीकात्मक रूप से—उन्हें यह याद दिलाता है कि जीवन अस्थायी है। जब कोई इंसान रात को उसी जगह लेटता है जिसे आमतौर पर मृत्यु से जोड़ा ...

Beneath the Brahmaputra: How India’s First Underwater Road-Cum-Rail Tunnel Will Transform the Northeast

India has taken a landmark step in infrastructure development with the approval of its first-ever underwater road-cum-rail tunnel , to be constructed beneath the Brahmaputra River in Assam. With a sanctioned cost of ₹18,662 crore , this mega project will connect Gohpur and Numaligarh , reshaping connectivity, trade, and economic growth across the Northeast. Designed as a high-capacity, future-ready transport corridor, the project is expected to significantly reduce travel time, improve freight efficiency, and generate nearly 80 lakh person-days of employment . For a region long constrained by geography and infrastructure gaps, this tunnel marks the beginning of a new chapter. A First-of-Its-Kind Project for India The approved tunnel will be India’s first underwater structure to carry both road and railway traffic together . Such combined road-rail underwater tunnels are extremely rare worldwide, placing this project among the most complex and prestigious infrastructure developments u...

Explained: Can You Open More Than One PPF Account? Here’s What Government Rules Say

The Public Provident Fund (PPF) is one of India’s most trusted and popular long-term savings schemes. Backed by the Government of India , PPF is known for its safety, stable returns, and attractive tax benefits. It is especially favored by salaried individuals and conservative investors who want to build a secure retirement corpus without worrying about market risks. But with such strong benefits, a common question arises: Can an individual open more than one PPF account at the same time? Many people assume that opening multiple accounts in different banks might help them invest more or earn higher returns. However, government rules around PPF are very clear on this matter. Let’s break it down. What Is a PPF Account? A PPF account is a long-term investment scheme with a lock-in period of 15 years . Every financial year, an individual can invest: Minimum: ₹500 Maximum: ₹1.5 lakh The amount you invest earns interest every year, and the final maturity amount is completely tax-free . ...