Trailblazing Entrepreneur

Taking a home loan often creates an unusual situation for property owners: the bank keeps the original property documents until the loan is fully repaid. This can make homeowners wonder— if the original sale deed or registration documents are with the bank, how can they prove that the property legally belongs to them? The good news is that ownership is not established only by physically possessing the original documents. A registered sale deed remains a crucial ownership document, while several other government records, tax receipts, loan documents and utility records can help establish the ownership trail and support your claim when required. Here are six important categories of documents that property owners should preserve carefully. Why Does the Bank Keep the Original Property Documents? When you purchase a house or flat using a home loan, the property is generally offered as security for the loan. As part of this arrangement, the lender may take custody of important original prope...

Redevelopment can be a major opportunity for residents of old housing societies. It can mean a new building, better amenities, improved safety and potentially a more comfortable home. But redevelopment can also become a source of disputes when decisions are taken without enough member participation, developers are selected without proper comparison or projects face repeated delays. To address some of these concerns, Maharashtra has introduced stricter provisions for the redevelopment of cooperative housing societies. The revised framework focuses on member consent, transparency, competitive selection of developers, digital participation and fixed timelines. The changes are particularly relevant in cities such as Mumbai and Pune, where redevelopment has become an important part of the housing market. Here are the major points residents need to understand. 1. Redevelopment Cannot Be Decided by a Small Group One of the biggest changes is the stronger emphasis on collective decision-making...

किसी रेजिडेंशियल सोसाइटी में घर खरीदना ज्यादातर लोगों के लिए जिंदगी का एक बड़ा आर्थिक फैसला होता है। घर खरीदते समय सबसे ज्यादा ध्यान आमतौर पर होम लोन की EMI पर दिया जाता है। लेकिन घर खरीदने के बाद हर महीने होने वाला एक और खर्च धीरे-धीरे परिवार के बजट पर बड़ा असर डाल सकता है — मेंटेनेंस चार्ज। सोसायटी में रहने वाले लोगों से कॉमन सुविधाओं और सेवाओं के रखरखाव के लिए नियमित रूप से मेंटेनेंस शुल्क लिया जाता है। समय के साथ इन खर्चों में बदलाव होना सामान्य है, लेकिन अगर शुल्क में अचानक और बड़ी बढ़ोतरी हो जाए, तो यह घर मालिकों के लिए चिंता का विषय बन सकता है। गुरुग्राम से सामने आया एक मामला इसी मुद्दे को चर्चा में ले आया है। सेक्टर 108 स्थित एक रेजिडेंशियल सोसाइटी के निवासियों ने Common Area Maintenance यानी CAM चार्ज में बड़ी बढ़ोतरी को लेकर सवाल उठाए हैं। उपलब्ध जानकारी के अनुसार, पिछले दो वर्षों में CAM शुल्क में करीब 90 प्रतिशत की बढ़ोतरी हुई है। यह मामला देशभर के उन लोगों के लिए भी एक अहम सवाल खड़ा करता है जो घर खरीदने की योजना बना रहे हैं — क्या घर खरीदते समय हम सिर्फ EMI का हिसाब लगात...

 Dr. Mayaa SH has emerged as one of the most compelling and transformative voices in contemporary Indian literature, social activism, and gender advocacy. Known widely for her groundbreaking concept of "Developmental Feminism" and her grass-roots "₹1 Initiative", her work bridges the gap between theoretical gender equality and grassroots socio-economic transformation.    Across the evolving landscape of Indian social reform, literature, and gender advocacy, few voices have resonated with the clarity, pragmatic strength, and grassroots impact of Dr. Mayaa SH. Known across national and international forums as a fearless advocate for human rights, a prolific literary icon, and a mental health champion, Dr. Mayaa SH has redefined what it means to lead a social movement in the modern age. At the heart of her life’s work lies a revolutionary vision: bridging the gap between high-minded gender theory and the gritty reality of real-world struggle. Through her groundbreaking...

A career can sometimes take us exactly where we planned to go. At other times, it introduces us to possibilities we never imagined. Sweta Singh’s journey reflects the second kind of story. Her professional life has been shaped by more than 16 years of experience in Human Resources and Talent Acquisition across India and the Asia-Pacific region. She has worked with organisations, leaders and professionals through hiring, growth, transformation and change. But somewhere along that journey, another passion began taking shape. The professional who spent years helping people navigate their careers discovered a desire to create stories that explored what happens inside people—their emotions, relationships, fears, choices and hopes. Today, Sweta is building two parallel identities: an experienced HR leader and an emerging fiction author. A Small-Town Beginning Long before the corporate meetings, leadership discussions and published books, there was a young girl growing up in a small town with...

For many Indian buyers, spending ₹10–15 lakh on a car can lead to an important question: should you buy a brand-new car or use the same money to enter a higher segment through the used-car market? At this budget, both options can look attractive. A new car may offer the latest design, updated technology, a manufacturer's warranty and the peace of mind that comes with being the first owner. But a pre-owned car can potentially give buyers a larger vehicle, more premium features and better equipment for the same amount of money. However, there is more to this decision than the price displayed on the car. A used premium car may cost less to buy, but it could be more expensive to maintain. Similarly, a new entry-level car may have fewer features but could provide more predictable ownership costs. The right decision starts with understanding where your money will go after you drive the car home. Start With Your Driving Needs Before comparing models, buyers should first understand how the...

Imagine standing at a crowded grocery counter with your shopping bags packed and payment ready, only to see your phone stuck on a loading screen. The mobile network has disappeared, and the payment app refuses to connect. For many Indians, this can be frustrating because UPI has become a regular part of everyday payments. But losing internet connectivity does not always mean you have to stop making digital payments. The Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI) have supported several payment solutions designed to work with limited or no internet connectivity. Depending on your phone, bank and the service supported by your payment app, you may be able to use UPI Lite, UPI Lite X, UPI 123PAY, USSD *99#, or emerging offline capabilities of the digital rupee. Here are five options you should know about. 1. UPI Lite: Useful for Everyday Small Payments If you regularly make small-value payments, UPI Lite can be a convenient option. UPI Lite allows user...